American State Bank

Personal Checking

REGULAR CHECKING

A non-interest bearing checking account with unlimited check writing privileges. You also receive preferred loan rates with automatic payments.
Limitations:  You must deposit $50.00 to open this account.
Account Fees:  Minimum daily balance of $250.00 is required to avoid a $12.00 service charge per statement cycle.

ECONOMY CHECKING

A non-interest bearing checking account with unlimited check writing privileges. You also receive preferred loan rates with automatic payments.
Limitations:  You must deposit $25.00 to open this account.
Account Fees:  Minimum daily balance of $200.00 is required to avoid a $15.00 service charge per statement cycle.

SENIOR GOLD CHECKING

This account is designed for those ages 59 and over. This account allows unlimited check writing privileges, free direct deposit and bank by mail. You also receive preferred loan rates with automatic payments.
Limitations:  You must deposit $50.00 to open this account.
Account Fees:  Minimum daily balance of $200.00 is required to avoid a $10.00 service charge per statement cycle.

NON-PROFIT CHECKING

A non-interest bearing checking account with unlimited check writing privileges.
Limitations:  You must deposit $100.00 to open this account.
Account Fees:  Minimum daily balance of $500.00 is required to avoid a $7.00 service charge per statement cycle.

INTEREST CHECKING (NOW)

An interest bearing checking account with competitive interest rates and unlimited check writing privileges. Interest is compounded monthly and credited monthly.
Official checks and safe deposit box rentals are free for this account. You receive check orders at 50% off. You also receive preferred loan rates with automatic payments and earn an extra 0.10% on CD’s.
Balance Information:  We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Limitations:  You must deposit $500.00 to open this account.
Account Fees:  Minimum daily balance of $2,500.00 is required to avoid a $15.00 service charge per statement cycle.

   
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